The Solido Group

One Conversation. Hundreds of Loan Options.

  • 4.9★ Google rating
    100+ online reviews
  • Veteran Mortgage Advisor Certified
  • 444 loans closed in 2025
  • $146.4 Million in Loan Volume in 2025

Every borrower’s situation is different. Here’s how we help most often.

Buying a Home

First-time buyers
Move-up buyers
Relocation
Investors

Clear pre-approvals built to hold up in underwriting and keep your closing on track.

Refinance & Equity

Lower your rate
Access home equity
Pay off debts
Remove PMI

We’ll tell you when it makes sense to refinance — and when it doesn’t.

VA & Specialty Loans

VA and FHA loans
Self-employed income
DSCR
Complex scenarios

Guideline-driven answers, even on tough files that were turned down.

Why choose the Solido Group at Barrett Financial?

  • We explain the “why,” not just the numbers. You’ll understand your options, trade-offs, and next steps — not just your rate.
  • You work with a licensed loan officer, not a call center. One point of contact. Real accountability.
  • Honest answers, even when the answer is “no.” We’ll tell you when a loan doesn’t make sense — and why.
  • We plan for underwriting before you’re under contract. Pre-approvals are built to survive scrutiny, not fall apart later.
  • Access to more than 180 wholesale lenders, guided by experience and judgment. More options matter — but only when you know how to use them.

Meet some of the team

Phil Spagnolo

Senior Loan Officer

Pamela Paulson

Senior Loan Officer

Stephen Gonzalez

Senior Loan Officer

Megan Maruna

Senior Loan Officer

We’re here to help.

Our loan officers aren’t assigned randomly. You choose who you work with. Meet a few of our loan officers above — or browse the full team to find the right fit. Filter by state, specialty, or experience.

How it works

  • Talk with a Loan Officer. A real conversation to understand your goals, timeline, and questions.
  • Get Pre-Approved with Clarity. We review your scenario carefully and explain your options up front.
  • Shop with Confidence. Make offers knowing your pre-approval is solid and reliable.
  • Close with Clarity. Clear expectations, steady communication, and a team working to head off last-minute issues.

Client reviews

Don’t take our word for it.

Here’s what borrowers say about working with us, straight from our Google reviews. Buyers, refinancers, first-timers and the files other lenders called too complicated.

4.9
Google rating · 33 reviews · 100+ reviews across Google & Zillow

Most mentioned on Google: knowledgeable, quick to respond, answers every question, great rate.

Jon did an awesome job on our loan for our new home. I shopped about 5 different lenders for rates, and Jon was able to get us the best deal. He answered a lot of detailed questions I had, and he definitely knows his stuff and is good at explaining. Jon got us closed on time, even when we had some (literally) last minute requests from underwriting. Can’t thank him enough!
Ryan Y.
Google review
Show reviews about:
Multiple mortgages & refis
Jon Washburn is easily the best mortgage broker/advisor I have ever had the pleasure to deal with (and I have had multiple mortgages/refi’s). … You can confidently trust that Jon is going to give you great service and honest advice about your best options to help you make an informed decision on what is best for your situation. I’ve since referred multiple friends and acquaintances to him, and they have also found him to be excellent.
Michael B. Google review
First-time buyers
My fiance and I were first time home buyers and Jon Washburn made it so easy. He helped us understand the entire process and answered any questions we had. He even had me join a zoom call so he can physically show me how interest rates are performing. I couldn’t have asked for someone more helpful.
Mason H. Google review
Deal about to fall through
Jon came in when my home purchase was about to fall through due to disagreements with my own realtor and seller’s agent. He provided a clear path that satisfied both parties. … My complicated situation in itself is enough for me to recommend his entire team.
Brandon S. Google review
Non-traditional credit
Jon Washburn helped me get a mortgage even though I didn’t have traditional credit. He also got my PMI lower than I believed possible. I highly recommend him!
Andrew F. Google review
Closed in 30 days
Very friendly, timely, and professional. Loan closed on time in 30days with no issues and they communicated very promptly along the way with the progress of the loan. We received an excellent rate despite the high rates in the current market.
Nick G. Google review
Stuck with us to the end
Jon has been professional and patient from day 1!! We had to back out of a couple homes right before closing due to house-related issues last minute, but Jon and his team never lost patience and they stuck with us! … It was a rollercoaster finding a home over the past two years, but thankfully, Jon and his team were the steadfast part of the process that we needed to get through it all!
Kent P. Google review
First-time buyer, limited budget
I was a first time home buyer with a limited budget and was very nervous about the process. Jon was a great resource and guide. Connected us with a great realtor and helped walk us through everything. We found him trustworthy and enjoyable to deal with. 100% would recommend.
Josh I. Google review
Got credit on track first
Jon was amazing from start to finish. He helped us figure out what we needed to do to get our credit on track so we can get the best loan possible. He was patient with all of our questions and really a joy to work with. I HIGHLY recommend Jon and his team without hesitation!
Anthony N. Google review
Mostly online, from home
Jonathan Washburn and his entire team were all-stars during our entire home buying process. We closed on time, were able to do a bulk of the paperwork online/from home, and had great support from everyone involved along the way. It was definitely the most low stress, straightforward home buying process I’ve ever had!
Ethan K. Google review
First-time buyers
This was our first time buying a home and Johnathan worked hard to find the best loan for us and worked around the clock to make sure that we were able to close. He always responded as soon as he could and worked hard to make sure that we had everything we needed in order to purchase our home. We are so thankful for our new home!
Daniel & Natalie C. Google review
Saved thousands
Jon is the man. Grateful to have had him in our corner each step of the way. He worked some magic and was able to help us save thousands. Highly recommend the Dean of Mortgages!!
Brandon T. Google review
Easy online application
Jon was professional, knowledgeable and looked out for our best interests. The online application process was easy and convenient. He answered all of our questions and in a timely manner. We’d definitely recommend him!
Paula J. Google review

Buying or refinancing doesn’t have to be confusing. With the right guidance, it isn’t.

Reviews are from our Google Business Profile and shown word for word; “…” marks where a review was shortened. Not every review is shown. Individual experiences and results vary.

Ready to Get Started?

Whether you’re just exploring options or ready to move forward, the next step starts with a conversation.

With a variety of loan products available, the Solido Group can help you find a loan that fits your situation.

Featured Lenders

With access to more than 180 wholesale lenders, The Solido Group at Barrett Financial can evaluate a wide range of loan options and match your scenario to the lender whose guidelines, pricing, and structure fit best.
Below are some of the lenders we work with.

Lender names and logos are the property of their respective owners. The Solido Group at Barrett Financial is not affiliated with or endorsed by the Department of Veterans Affairs or any government agency. This is not a commitment to lend. All loans are subject to credit approval. Not all products are available in all states.