About us
Our Story
Built on Steadfast Principles. Strengthened into Something Solido.
The Solido Group was built the way we believe mortgages should be built — deliberately, relationally, and on solid ground. What began as Steadfast Mortgage grew through years of steady production, disciplined underwriting, and a commitment to explaining the “why,” not just the rate. As our branches expanded and aligned around the same philosophy of service and accountability, it became clear that we weren’t just operating under a shared name — we were operating from a shared foundation. That alignment ultimately led to the formation of one unified team.
“Solido” is an Italian word meaning solid, firm, dependable, or steadfast. The name reflects both where we started and where we are going. Steadfast described our posture — consistent, loyal, reliable. Solido expresses the substance underneath it — strength, stability, and structural integrity. In an industry that can feel transactional or rushed, we exist to be the steady presence in the process: clear guidance, honest trade-offs, and loans that are built to hold up long after closing day.
Our Approach
Deliberate. Transparent. Structurally Sound.
A mortgage is not just a rate quote. It’s a financial decision with trade-offs, timing implications, long-term cost structure, and risk considerations. Our approach starts by slowing the process down just enough to understand the full picture — income structure, long-term goals, liquidity preferences, tolerance for payment variability, and exit strategy. Only then do we structure the loan.
We believe clarity creates confidence. That means we explain options plainly: rate versus cost, temporary buydowns versus permanent structure, cash-to-close strategy versus liquidity preservation. If a choice improves one variable while weakening another, we say so. We do not treat borrowers as transactions to be pushed through underwriting. We treat each file as a balance sheet decision that should make sense both today and five years from now.
Internally, we operate with the same discipline. We read guidelines, not summaries. We pre-underwrite complex income. We anticipate appraisal and title variables before they become problems. Our process is proactive rather than reactive, because most “surprises” in lending are simply issues that were not addressed early enough.
The result is straightforward: fewer last-minute scrambles, cleaner approvals, and loans that hold up under scrutiny. That is what a solid process produces.
Strong Team
Behind every loan is a team that shares responsibility for the outcome. Our four partners lead from the front in production and strategy, while Rebecca Kruppa, our production manager, oversees the operational flow that keeps each transaction organized, proactive, and on schedule.
Stephen Anderson
Executive Team
Stephen leads the Solido Group while remaining a high-producing loan officer and real estate agent based in St. Petersburg, Florida. Stephen combines executive oversight with hands-on production experience, keeping our leadership grounded in market realities.
Mark Fantozzi
Executive Team
Mark Fantozzi, our COO and head of recruiting, is a high-producing loan officer based in Florida whose old-school Italian work ethic and relationship-driven approach help shape both our operational discipline and the caliber of professionals who join the Solido Group.
Nick Mastropietro
Executive Team
Nick Mastropietro, a partner at the Solido Group, remains deeply active in production while driving strategic growth and team development, bringing competitive intensity and frontline lending experience to every leadership decision.
Jonathan Washburn
Executive Team
Jonathan Washburn, known internally as the “Dean of Mortgages,” leads much of the team’s training and guideline development while remaining deeply involved in production, bringing technical precision and creative problem-solving to the most complex files we handle.
Rebecca Kruppa
Production Manager
Rebekah Kruppa, our production manager, is the technical backbone of the Solido Group, bringing unmatched guideline expertise and overseeing every loan in our pipeline to ensure precision, compliance, and clean, on-time closings.
