Mortgage Resources
Straightforward answers to complicated mortgage questions.
Explore practical guidance from the Solido Group on homebuying, refinancing, mortgage strategy, loan programs, and the housing market.
Browse by Topic
Homebuying
Preapproval, offers, earnest money, down payments, reserves, closing, and first-time buyer guidance.
Mortgage Strategy
How to structure financing: points vs. credits, liquidity, debt payoff, and offer strategy.
Loan Programs
How conventional, FHA, VA, USDA, jumbo, and specialized loan programs work.
Refinancing
Rate-and-term and cash-out refinancing, break-even analysis, and when a refinance makes sense.
Mortgage Rates
Plain-English explanations of pricing, APR, points, rate locks, and what moves rates.
Real Estate Professionals
Financing strategy, preapprovals, appraisals, concessions, and closing for agents and builders.
Browse by Loan Program
Conventional
Flexible loans for buyers with solid credit.
FHA
Lower down payment, flexible credit.
VA
$0 down for veterans and service members.
USDA
$0 down in eligible rural and suburban areas.
Non-QM
Bank statement, DSCR, and alternative-income loans.
Doctor Loans
Up to $2 million, no PMI.
Newest Resources
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FHA vs. Conventional Loans: Which Mortgage Is Better for You?
FHA vs. conventional: compare credit and DTI flexibility, down payments, mortgage insurance, interest rates, and property standards to see which mortgage fits you.
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What Is a DSCR Loan? Financing an Investment Property With Rental Income
A DSCR loan qualifies you on a rental property’s income instead of your tax returns. Learn how the ratio works, what documents you need, who it’s best for, and the trade-offs.
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Can You Get a VA Loan With Credit Problems?
The VA doesn’t set a minimum credit score. Learn how lenders review credit history, limited credit, and report errors for a VA loan.
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